Insurance the Noble Way

Terms and Conditions

Effective Date: August 8, 2025

Welcome to The Sabrina Noble Insurance Agency (“we,” “our,” or “us”). By accessing or using our website, products, or services (collectively, the “Services”), you agree to be bound by these Terms and Conditions (“Terms”). Please read them carefully before using our Services.

1. Acceptance of Terms

By accessing or using our Services, you agree to comply with and be bound by these Terms, as well as our Privacy Policy. If you do not agree, you must not use our Services.

2. Eligibility

You must be at least 18 years old (or the legal age in your jurisdiction) to use our Services. By using our Services, you represent and warrant that you meet these eligibility requirements.

3. Use of Services

You agree to use our Services only for lawful purposes and in accordance with these Terms. You may not:

Use the Services for fraudulent or harmful purposes.

Interfere with the operation or security of the Services.

Copy, reproduce, or distribute our content without permission.

4. Account Registration

If an account is required:

You agree to provide accurate, complete, and current information.

You are responsible for maintaining the confidentiality of your login credentials.

You are responsible for all activities under your account.

5. Intellectual Property

All content, trademarks, logos, and materials provided through our Services are the property of us or our licensors. You may not use, reproduce, or distribute any content without prior written permission.

6. Payments and Refunds (if applicable)

If you purchase any products or services from us:

You agree to pay all applicable fees.

All sales are subject to refund policy as outlined in our Refund Policy.

7. Disclaimers

Our Services are provided “as is” and “as available” without warranties of any kind, either express or implied. We do not guarantee that the Services will be uninterrupted, error-free, or secure.

8. Limitation of Liability

To the fullest extent permitted by law, The Toni Sanders Agency and its affiliates are not liable for any indirect, incidental, or consequential damages arising out of your use of the Services.

9. Indemnification

You agree to indemnify and hold harmless The Toni Sanders Agency, its affiliates, and employees from any claims, damages, or expenses arising from your use of the Services or your violation of these Terms.

10. Third-Party Links

Our Services may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of these third parties.

11. Termination

We reserve the right to suspend or terminate your access to the Services at our discretion, without notice, if you violate these Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Texas, without regard to conflict of law principles.

13. Changes to Terms

We may update these Terms from time to time. The updated version will be posted with a revised “Last Updated” date. Continued use of our Services after changes are posted constitutes acceptance of the new Terms.